Income Protection provides you with a monthly income if you are unable to work due to an injury or illness. This can assist with the daily living expenses so that you can focus on your recovery. Income Protection policies are flexible and can be tailored to suit your needs.
Life insurance provides a lump sum payment on death, or on diagnosis of terminal illness.
Critical Illness/Trauma insurance provides a lump sum payment on the diagnosis of specific medical conditions generally including cancer, stroke or heart attack.
Total and Permanent Disability (TPD)
Total and Permanent Disability insurance provides a lump sum payment if you suffer a permanent disability that prevents you from working again (according to specific policy definitions).