Business Expenses

Business Expenses insurance pays a monthly benefit towards your business if you are unable to work due to an injury or illness. This allows you to keep your business operating while you are unable to work.

Buy/Sell Insurance

Buy/Sell insurance pays a lump sum if you or one of your partners dies or suffers a serious illness or injury and are unable to stay in the business. The payout helps ensure that the remaining owners can acquire the departing owner’s share and continue running the business. It should also help ensure that the departing owner or their estate will be fairly compensated for giving up their rights to the business.

Key Person Protection

Key Person Protection pays a lump sum to the business to cover a significant loss if the key person in the business has a trauma event (for example – cancer, heart attack) or dies.

Group Life and Group Salary Continuance Plans

Group Life provides lump sum benefits in the event of death or total and permanent disablement of members. Group Salary Continuance provides an income stream (up to 75% of insured members pre-disability income) if members are unable to work due to sickness or injury.

Group insurance helps protect a company’s most valuable asset – it’s people. Group Insurance is an incredible employee benefit as it makes an impact of the financial future of insured members (employees).